Backpocket Social Payments App

Project description

Backpocket—Making social payments more social. Backpocket is a social payments app designed to make splitting bills and paying friends back feel natural — not transactional. Built for a generation used to sharing everything from rent to restaurant tabs, the app brings ease and clarity to one of life’s most awkward interactions: money between mates. With a growing user base across Australia, Backpocket eliminates the cringe from shared expenses through a product experience that feels conversational, secure, and all-in-one. From concept to launch, the project began with deep product discovery, mapping user behaviours, competitive gaps, and emotional friction points. The core insight: splitting money isn’t hard, it’s just uncomfortable. To solve for that, the experience needed to be both highly functional and highly human. Most existing tools handled either payments or tracking — Backpocket needed to do both, and do it seamlessly. Design focused on fluid interactions and a conversational UI, making it feel less like managing finances and more like messaging a friend. Behind the scenes, security was paramount. The platform was built on AWS with rigorous threat modelling and full penetration testing conducted prior to launch. Backpocket launched as a mobile-first, full-stack solution for social payments — combining payment functionality, expense tracking, and group management in one cohesive experience. Created as Design Director at design studio Josephmark.